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Latest Health Insurance Articles
I’m not sure how everyone else is feeling about health insurance in the United States of America right now, but I know I’m worried. Ever since my type 1 diabetes diagnosis at 18 years old, I’ve been concerned about the possibility of losing my health insurance. But now, I’m even more worried by the fact that, despite my health insurance, my healthcare costs seem to be rising by the minute. It strikes me as colossally unfair that you can faithfully stick with your employer and still end up with health insurance that’s much worse than what you started with. I feel overwhelmed by the new costs I’m seeing, and I’m sure I’m not the only one.
1 comment - Posted Oct 22, 2012
As I listen to the news of the recent Mega Millions jackpot of over $600 million, my dreams aren't about fast cars, vast mansions, or plush vacations. My thoughts revolve around my diabetes. How awesome would it be to have the best care that money can buy?
0 comments - Posted Apr 1, 2012
Ten years ago, an astute physician diagnosed me with Type 2 diabetes. I exhibited none of the classic symptoms of rapid weight loss, extreme thirst, and frequent urination. I attributed fatigue to my job. For about a year before diagnosis, I experienced what I thought were yeast infections and treated them with over-the-counter medications. I later learned that this condition is a symptom of diabetes. I am non-insulin dependent.
2 comments - Posted Mar 3, 2011
Hispanics are almost twice as likely as non-Hispanic whites to have type 2 diabetes, and more than a third of working adult Hispanics do not have health insurance. For this audience, Jane Delgado, PhD, has written The Buena Salud Guide to Diabetes and Your Life. Available in both Spanish and English, it's a culturally sensitive and reassuring book that dispels myths and presents detailed science while gently guiding readers toward the right path in caring for their diabetes. The tone is conversational, as Dr. Delgado speaks to her readers like a family member who knows them well and has their best interests at heart.
0 comments - Posted Mar 2, 2011
During 2010, the Department of Health and Human Services (HHS) and the Attorney General's office recovered $4 billion related to healthcare fraud. According to the HHS press release, this record sum was due to "President Obama making the elimination of fraud, waste, and abuse a top priority in his administration" and the 2009 creation of the Health Care Fraud Prevention & Enforcement Action Team (HEAT). They will do even better in the future, said the press release, "with the new tools and resources provided by the Affordable Care Act."
0 comments - Posted Feb 9, 2011
Taking your medicine can lead to quite a windfall in reduced medical claims, according to a study recently published in Health Affairs. Over the course of a year, patients with diabetes who took their medications as directed saved their insurance companies a handsome $3,756 compared to people who didn't, even after claiming as much as $1000 for those very medications. The money was saved because the patients spent less time at the emergency room and in the hospital, a nice benefit in itself.
1 comment - Posted Jan 11, 2011
UnitedHealthcare of New England has announced that it plans to introduce a statewide program to prevent type 2 diabetes in Rhode Island sometime in 2011. Of the state's 2010 population of 1,053,000, an estimated 62,000 adults have diabetes-almost 6 percent of the population-according to the Rhode Island Department of Health. The department estimates that another 31,000 adults have the disease but have not yet been diagnosed.
2 comments - Posted Jan 4, 2011
If you have type 1 diabetes, you know that the process of obtaining life insurance or long-term care insurance has been a long, tough road, most often leading to the dead end of declined coverage. In fact, most insurance companies have classified anyone with type 1 as an automatic decline, without any consideration of each case individually.
7 comments - Posted Dec 14, 2010
WASHINGTON-Even though the new health reform law will reduce some health costs in retirement for many people, retirees will still need a significant amount of savings to cover their out-of-pocket health expenses when they retire, according to a report released by the nonpartisan Employee Benefit Research Institute (EBRI). Women in particular will need more savings than men because they tend to live longer.
1 comment - Posted Dec 2, 2010
The economic recession has hammered people with diabetes, according to a new survey. Many say that their health has been harmed by the crisis, and more expect their health to suffer in the future. What's more, most don't expect the government's health reform bill to improve their situation.
1 comment - Posted Nov 28, 2010
More than 50 percent of Americans could have diabetes or pre-diabetes by 2020 at a cost of $3.35 trillion over the next decade if current trends continue, according to new analysis by UnitedHealth Group's Center for Health Reform & Modernization, but there are also practical solutions for slowing the trend.
1 comment - Posted Nov 24, 2010
Get ready for a major change to the way you can use your Flexible Spending Account (FSA). Staring in 2011, you won't be able to use your FSA to purchase over-the-counter (OTC) medications unless you have a prescription from your doctor. By the year 2013, FSAs will also be capped at $2,500, down from the $5,000 currently allowed under the program. These changes, which are the result of the Affordable Care Act, could have a significant impact on both the revenues of the federal government and your wallet.
1 comment - Posted Nov 23, 2010
In the wake of the November midterm election that resulted in a landslide victory for Republicans and a shift in party control of the House of Representatives, the debate about health reform continues to play out in Washington and in many states across the country. Republican lawmakers from many states have made public calls for repeal of or drastic changes to the law, and governors from several states have signed on to a lawsuit filed in Florida that challenges the law on constitutional grounds. The November Kaiser Health Tracking poll finds the public is still largely divided in their opinions of the law and what should happen next. In this Data Note, we examine how those opinions differ by region of the country.
0 comments - Posted Nov 19, 2010
Atlanta, Ga. -With more than 30 state and nationally-renowned speakers, 400 attendees and dozens of workshops and panels, the 17th Annual Diabetes University concluded Saturday as one of the largest in the Diabetes Association of Atlanta's history.
0 comments - Posted Nov 17, 2010
The Centers for Medicare & Medicaid Services (CMS) is encouraging all Medicare beneficiaries to take advantage of the annual Open Enrollment period to make sure they have the best coverage available to meet their health care needs in 2011.
1 comment - Posted Nov 16, 2010
A group of congressional leaders is convening in Philadelphia from November 10 to November 13 to discuss an issue becoming more and more prevalent in the political and medical communities: access to healthcare services. This is an important topic in today's economic environment and one that has come to the attention of more people since the passage of the Affordable Care Act earlier this year.
0 comments - Posted Nov 6, 2010
A Web-based tool that extracts information from the electronic medical record helps primary care physicians improve care and manage their entire panel of patients. Those are the findings of two new Kaiser Permanente studies - the first to examine the effectiveness of a population care tool in a large, diverse patient population.
0 comments - Posted Oct 9, 2010
Even prior to the onset of the economic recession in 2008, nearly one in four American parents with health insurance reported that their coverage was so inadequate they were unable to access the medical care their children needed.
0 comments - Posted Sep 2, 2010
The Healthcare Leadership Council (HLC) - a coalition of chief executives representing all sectors of American healthcare - announced the formation of the National Dialogue for Healthcare Innovation (NDHI), a forum in which leaders from private sector healthcare, government, academia and patient and consumer organizations can work toward consensus on the most important issues affecting healthcare innovation.
0 comments - Posted Aug 6, 2010
The U.S. Department of Health and Human Services (HHS) announced the establishment of a new Pre-existing Condition Insurance Plan (PCIP) that will offer coverage to uninsured Americans who have been unable to obtain health coverage because of a pre-existing health condition.
0 comments - Posted Jul 12, 2010
WASHINGTON - In collaboration with Blue Cross and Blue Shield companies, the Blue Cross and Blue Shield Association (BCBSA) launched the Good Health ClubSM Physician Toolkit - unique educational materials designed to foster better communication between pediatricians and their patients on childhood obesity and diabetes prevention. The toolkit will be available to pediatricians in communities across the country.
0 comments - Posted Jun 11, 2010
Every day, dozens of confused, laid-off workers call the privately-run COBRA Help Center in Long Island, N.Y., which administers COBRA group health insurance plans. They're struggling to understand whether they're eligible for federal subsidies. It's not surprising, says George Fox, a field underwriter for the company Planning Financial Futures Inc., that runs the center on behalf of employers and consumers.
0 comments - Posted Mar 17, 2010
Santa Clara County, the largest county in Northern California (nearly 1.9 million people), has filed a federal lawsuit against pharmaceutical company GlaxoSmithKline, alleging that Glaxo knowingly sold its type 2 diabetes drug Avandia for several years despite indications the drug causes heart attacks and strokes.
0 comments - Posted Mar 9, 2010
NEW YORK, January 13, 2010 - The Juvenile Diabetes Research Foundation today announced an innovative partnership with Animas Corporation to develop an automated system to help people with type 1 diabetes better control their disease - the first step on the path to what would be among the most revolutionary advancements in treating type 1 diabetes: the development of an artificial pancreas, a fully automated system to dispense insulin to patients based on real-time changes in blood sugar levels.
9 comments - Posted Jan 15, 2010
ALEXANDRIA, Va. (Dec. 1, 2009) - Seniors may find that many common prescription drugs that Medicare Part D has covered for years may suddenly be denied due to a new policy being implemented by the Centers for Medicare and Medicaid Services (CMS).
7 comments - Posted Dec 3, 2009
WASHINGTON--(BUSINESS WIRE)--As the nation marks American Diabetes Month, HHS Secretary Kathleen Sebelius released a new report today, Preventing and Treating Diabetes: Health Insurance Reform and Diabetes in America. The report comes one day after Sebelius toured the East Manatee Family Healthcare Center in Bradenton, Fla. At the center, Sebelius met with patients and Floridians who care for people with diabetes.
2 comments - Posted Nov 12, 2009
MINNEAPOLIS--(BUSINESS WIRE)--Employers are signing up for a first-of-its-kind health plan by UnitedHealthcare designed to help control the escalating costs of insuring diabetic and pre-diabetic employees and their families while improving their health.
3 comments - Posted Nov 7, 2009
0 comments - Posted Oct 8, 2009
The Robert Wood Johnson Foundation (RWJF) has issued a call for proposals through its national program, Project HealthDesign: Rethinking the Power and Potential of Personal Health Records. Grant recipients will work to assess and test the potential of "observations of daily living" (ODLs) to help patients and physicians better manage chronic illnesses.
0 comments - Posted May 1, 2009
The majority of U.S. adults are worried about being able to afford medical care and prescription medications.1 In addition, a recent study reveals that one in seven children and working-age Americans went without needed prescription medications in 2007 due to cost concerns, up from one in 10 in 2003. Experts predict these statistics are likely to get worse in 2009, and this could present even greater hardships for those Americans with chronic conditions such as diabetes.2
3 comments - Posted Apr 3, 2009
For people with diabetes, healthcare is just plain more involved. Hospitalizations require extra work because you must control your diabetes during your stay, and insurance can be problematic because insurers are often unwilling to pay for what you need.
0 comments - Posted Mar 9, 2008
Editor: I am an enthusiastic reader of your magazine. I appreciate the number of times you have tackled some of the bigger questions of diabetes management that others have ignored.
31 comments - Posted Jan 23, 2008
New Jersey has enacted a law guaranteeing access by amputees to comprehensive health insurance coverage for orthotic and prosthetic care. The new law mandates that health insurance plans offer coverage for orthotic and prosthetic care without caps and co-pays that restrict access to prescribed devices.
1 comment - Posted Jan 21, 2008
A review of prescription drug use by more than 60,000 seniors has found that when their insurance plan reaches its spending cap for medications, they often just quit taking the medications.
0 comments - Posted Oct 7, 2007
A study just published by the RAND Corporation, a well-known think tank, has found that routine care received by women for their heart disease and diabetes isn't as good as that received by men.
0 comments - Posted Jun 6, 2007
Diabetes is no more expensive for consumers or for their employer-sponsored health insurance plans than any other chronic disease.
0 comments - Posted Mar 1, 2003
If you don't have insurance, your children could be eligible for free or low-cost health insurance, which is available in each state through the Department of Health and Human Services.
0 comments - Posted Sep 1, 2002
The number of lower-limb amputations related to diabetes complications is growing-there were 86,000 such amputations in 1999 alone-according to the National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK).
0 comments - Posted Nov 1, 2001
DIABETES HEALTH reported in the October 1998 issue that the Durable Medical Equipment Regional Carriers (DMERC) had established an interim policy on Medicare coverage of glucose monitors for people with type 1 and 2 diabetes ("Life, Liberty and the Pursuit of Glucose Monitors").
0 comments - Posted Dec 1, 1998
How does the cost of increased blood glucose testing and more injections affect those with lower incomes? According to the third National Health and Nutrition Survey, "those without health insurance are twice as likely to suffer a lack of food as those who have health insurance."
0 comments - Posted Oct 1, 1998
Many people are dissatisfied with a new interim Medicare policy. The policy was considered to be a breakthrough for Medicare patients because for the first time it will cover patients who are not being treated with insulin injections. Prior to July 1, 1998, these patients were not covered by Medicare for their diabetes testing supplies.
2 comments - Posted Oct 1, 1998
As of July 1, 1998, Medicare began covering the cost of home blood glucose monitoring for people with diabetes who do not use insulin-the program had previously covered only those treated with insulin. Medicare now pays the cost of a glucose meter and up to 25 blood test strips per month for Part B program enrollees. People using insulin are covered for the cost of their meters and 100 glucose test strips per month. All applicable Medicare deductibles and co-payments apply to these benefits.
0 comments - Posted Aug 1, 1998
The following is a greatly abridged list of quotes from respected medical journals on the financial and medical impact of various diabetes practices and products. These can be used in letters to HMOs and purchasers of HMO plans to impress upon them the importance and financial good sense of providing good diabetes care. Again, this list is just a short list of the many facts gathered on the subject. The more you investigate and the more you learn the stronger the case you can present to get the coverage you need and deserve.
0 comments - Posted Jun 1, 1998
Are you a member of a HMO but not getting the coverage you need for proper diabetes care? After finding a primary care physician who is sympathetic to your needs, you may need to contact your HMO and appeal for coverage for the services and equipment you need for good preventative care.
0 comments - Posted Jun 1, 1998
Bring up the subject of HMO medicine and you are bound to get a wide range of opinions. On the one hand there is the argument that HMOs have tamed the runaway costs of medical care and promise to "manage" health rather than cure illness. On the other hand, there is the view of the late Kenneth Facter, MD, JD, MBA. "HMOs run on a sick system that rewards doctors for lesser care ... HMOs reward doctors who deal with you quickly and inexpensively and penalize doctors who spend too much time and money," said Facter at a diabetes patient education conference in 1997.
0 comments - Posted Jun 1, 1998
One in three children in the United States lacked health insurance for at least one month in 1995 and 1996, according to a study by the health consumer group Families USA.
0 comments - Posted Jun 1, 1997
How can I get the best diabetes care from an HMO? As health management organizations become more and more popular millions of people with diabetes find themselves asking this question every day. There are no easy answers, but there is one thing that all the experts agree upon - you must be your own tireless advocate.
0 comments - Posted Jun 1, 1997
Despite the common belief that specialists contribute to the staggering cost of medical care, a recent study has shown that they may actually reduce the length of the average hospital stay. Of course, less time in the hospital means big savings.
0 comments - Posted Oct 1, 1995