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Compared to families unaffected by diabetes, families with a child with type I diabetes have similar rates of insurance coverage, according to a recent study. But out-of-pocket medical expenses are 56 percent higher for families with a child with type I diabetes.
Approximately 17 percent of the families with a child with type I diabetes (compared to less than five percent of families unaffected by diabetes) had out-of-pocket expenses exceeding 10 percent of the family's annual income. When viewed as a percentage of the annual household income, health care expenses were almost two times higher for families with a type I child.
Published in the April 1997 Diabetes Care, the study also found that the burden is heaviest for families with a child with diabetes earning less than $20,000 a year. These families averaged out-of-pocket expenses close to 10 percent of their annual income.
Approximately 92 percent of families making over $20,000 per year and those making under $10,000 had insurance coverage. But only 52 percent of children with diabetes born to families making between $10,000 to $19,999 have full-year coverage.
Just over eight percent of families affected by diabetes reported being refused coverage versus approximately two percent of families without diabetes.
Diabetes Health is the essential resource for people living with diabetes- both newly diagnosed and experienced as well as the professionals who care for them. We provide balanced expert news and information on living healthfully with diabetes. Each issue includes cutting-edge editorial coverage of new products, research, treatment options, and meaningful lifestyle issues.