What is Affordable Health Care?

Letters to the Editor

Health Care Costs

| Oct 26, 2012

Dear Editor,

Getting health insurance and keeping it seem to be the major economic issues in politics today. Up until I was 60 getting health insurance was not a problem. I sold my business and semi-retired at 58 and thought that since l was in good health, getting a personal policy would be fairly cheap.  Insurance companies don't look at your health, they look at your age so a policy for me at the time was 3 times what I had paid before. So I decided to go uncovered, until at age 60 I was diagnosed with type 1 diabetes. I was hospitalized and the cost wiped out most of my savings and retirement.  Of course after that, insurance was almost impossible, so I paid retail and waited until I could get Medicare. I know the costs of paying for everything. Without Medicare excepting the preexisting condition, I would have eventually run out of money.

 My wife was diagnosed with breast cancer 4 years ago and she had a policy that had a payout limit which was quickly reached and we had to again go to our retirement funds to complete treatment. Again she could not get a reasonable policy. When the debate for the AHA was in the congress, I wrote to my congressman to explain that the health insurance industry almost guarantees that at some point in your life you will suffer a financial crisis due to a medical emergency. Up to now, the insurance companies took no risk with the providers and taxpayers bearing the brunt of the costs for the uninsured patients.
The AHA has leveled the playing field for all Americans. Both insurance companies and the public will now be held responsible to deliver the best health care available.

Click Here To View Or Post Comments

Categories: Affordable Health Care (AHA), Breast Cancer, Diabetes, Diabetes Health, Insurance Companies, Medical Emergency, Medicare, Preexisting Condition, Type 1

Take the Diabetes Health Pump Survey
See What's Inside
Read this FREE issue now
For healthcare professionals only
  • 12th Annual Product Reference Guide
  • Insulin Syringe Chart
  • Insulin Pen Needles Chart
  • Fast-Acting Glucose
  • Sharps Disposal
  • Blood Glucose Meters Chart
  • Insulin Pumps Chart
See the entire table of contents here!

You can view the current or previous issues of Diabetes Health online, in their entirety, anytime you want.
Click Here To View

See if you qualify for our free healthcare professional magazines. Click here to start your application for Pre-Diabetes Health, Diabetes Health Pharmacist and Diabetes Health Professional.

Learn More About the Professional Subscription

Free Diabetes Health e-Newsletter

Top Rated

Latest Affordable Health Care (AHA) Articles

Print | Email | Share | Comments (0)

You May Also Be Interested In...


Add your comments about this article below. You can add comments as a registered user or anonymously. If you choose to post anonymously your comments will be sent to our moderator for approval before they appear on this page. If you choose to post as a registered user your comments will appear instantly.

When voicing your views via the comment feature, please respect the Diabetes Health community by refraining from comments that could be considered offensive to other people. Diabetes Health reserves the right to remove comments when necessary to maintain the cordial voice of the diabetes community.

For your privacy and protection, we ask that you do not include personal details such as address or telephone number in any comments posted.

Don't have your Diabetes Health Username? Register now and add your comments to all our content.

Have Your Say...

Username: Password:
©1991-2015 Diabetes Health | Home | Privacy | Press | Advertising | Help | Contact Us | Donate | Sitemap

Diabetes Health Medical Disclaimer

The information on this site is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. All content, including text, graphics, images, and information, contained on or available through this website is for general information purposes only. Opinions expressed here are the opinions of writers, contributors, and commentators, and are not necessarily those of Diabetes Health. Never disregard professional medical advice or delay seeking medical treatment because of something you have read on or accessed through this website.